Effective money management is an important skill that everyone must learn to be able to live a financially stable and independent life. Many people are having difficulties in managing their money because they lack the right guiding principles that make-up…
Category: Information About Finance
Insuring Your Home Business the Right Way
Quite often, successful home-based businesses start from an idea to make a little extra money, with the office being little more than a laptop on the kitchen table. Even when these small enterprises become the main source of income, they…
Should Families Buy a House or Rent an Apartment: The Risks of Homeownership Compared to Renting
After 8 months of personal finance blogging, I’ve come to a realization: most personal finance bloggers favor renting or at least, think that the benefits of homeownership are overestimated. It’s my opinion that some facets of homeownership, like building net…
Crash Course in UCC Check Indorsement Rules for Newlyweds and Why You Should Never Use “And” or “&” When Writing Checks to Newlyweds
I bet you never thought of writing and cashing a check as a complicated issue, but since check rules are part of the Uniform Commercial Code, you wouldn’t believe how complex it can be. Just try reading the UCC sometime.…
A Guide to Common Seller Concessions: Because a Home Buyer Might Ask You to Throw In a Ferrari
I want to believe that this is an urban legend, but I did find the story in a report written by realty experts. A seller desperate to sell their home was once asked to throw in a Ferrari as a…
Increasing Bank Fees and How Consumers are Losing Big in the Debit Card Fee War
Most who are outraged at increasing bank fees are directing their anger at banks, but isn’t it really all Home Depot’s fault? I know that you aren’t following yet, but soon you will. Two months ago, banks began…
Why Banks Stopped Charging Debit Card Fees
As I pointed out in my post last week on why banks were charging fees for debit cards, I predicted that the fees would not remain with us: However, regardless of where you want to point the finger, I don’t…
