Confession. Six Years ago Mrs. Smart Family Finance and I exchanged vows and officially added the word Family between Smart and Finance. Ever since then, life has been amazing. We started careers, we bought a house and have two amazing…
Tag: Money Management
Clearing the Browser Tabs: How Rich Was Your Christmas?
Christmas on a budget is hard. With Mrs. SmartFamilyFinance out of work for the year to stay home with the kids, we decided to try and make 80% of our gifts. I’m blessed that Mrs. SmartFamilyFinance is gifted at arts…
Teaching Your Children Good Money Habits from the Beginning
Louise writes for MoneySupermarket, a price comparison site in the UK dedicated to saving households money. As she teaches her 2 year old daughter about money, she attempts to educate her 25 year old husband at the same time! Think…
Debt Economics: Shopaholics Don’t Have a Spending Problem, They Have Issues Managing Their Leisure Time
Let me begin with something counter-intuitive; Shopaholics don’t have a money spending problem. They just don’t manage their leisure time well. At least that is the diagnosis from the school of classical economics. If you’ve ever wondered what economics…
Average Family Debt: The Average Family has Over $100,000 in Loans
According to recent information released by the Fed, the average family has roughly $100,000 of debt. I decided to write this post when the Fed released their quarterly results on household indebtedness. Frugal Toad had an interesting take on the…
Is Your Budget Easy to Beat? You are Probably Budgeting Wrong!
If you are constantly beating your budget, you need to set more challenging goals. The Smart Family Finance family budget is getting a tweak. For the last two months our family has managed to come in far under budget. It…