Category: Managing Debt

Social Security Is not the Complete Solution

Many Americans must be relying on the Social Security System for their retirement if the statistics about how many have little or no retirement provisions. Ideally everyone should have started to save for retirement as soon as they started their…

Get a Rate Reduction from Your Credit Card Company

If you have high interest rates on your credit cards, it is imperative that you attempt to obtain a rate reduction. High rates on credit cards have the potential to rack up an immense level of debt that spirals out…

Refinancing to Build Home Equity

Homeowners and investors see to take advantage of historically low mortgage rates in 2012. During the third quarter, mortgage refinancing reached 2010 activity levels. The effects of mortgage refinancing benefit homeowners. Refinancing mortgages at a lower rate than the mortgage…

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