Many Americans must be relying on the Social Security System for their retirement if the statistics about how many have little or no retirement provisions. Ideally everyone should have started to save for retirement as soon as they started their…
Category: Managing Debt
Get a Rate Reduction from Your Credit Card Company
If you have high interest rates on your credit cards, it is imperative that you attempt to obtain a rate reduction. High rates on credit cards have the potential to rack up an immense level of debt that spirals out…
The Only Way Out Is Through – 3 Tips to Better Family Finance
Are you tired of the planning and counting every dollar and dime needed to get your family finances under control and make your way out of debt? Don’t be discouraged! The only way out of any amount of debt is…
5 Basic Principles of Effective Money Management
Effective money management is an important skill that everyone must learn to be able to live a financially stable and independent life. Many people are having difficulties in managing their money because they lack the right guiding principles that make-up…
Taking care of your household finances by staying away from debt
Taking care of your household finances by staying away from debt According to recent reports, the cost of raising a child has catapulted by nearly 50% within the last decade. Nowadays, parents should predict to shell out about $230,000 on…
3 Things to Consider Before Transferring Your Credit Card Debt
If you’re sick of paying interest each month on your credit card bill, then a credit card balance transfer is the easiest (and really the only) way to eliminate some or all of the interest fees attached to your credit…
Refinancing to Build Home Equity
Homeowners and investors see to take advantage of historically low mortgage rates in 2012. During the third quarter, mortgage refinancing reached 2010 activity levels. The effects of mortgage refinancing benefit homeowners. Refinancing mortgages at a lower rate than the mortgage…
