Yakezie is the most effective blogging community in the blogiverse. I don’t make that statement lightly. Yakezie is a powerful tool in the hands of a newbie personal finance blogger, which is why I’m taking up the Yakezie Challenge. The…
Month: August 2011
Saveaholics Anonymous: Cash Hoarding Would Be the Other Major Spending Problem to Avoid
If the personal finance blog author is honest, you’ll always find two versions of financial remorse bleeding from their narratives. One type is the shame, guilt and consequence of indulging in finance irresponsibility; being counted among the multitude who have…
Margins for Wine Sold in Restaurants
My latest article at the Houston Chronicle Small Business section deals with the spread between costs and beverage profits when alcoholic drinks are sold at restaurants. I cover how to calculate gross margins, but more importantly, what factors will drive…
Biggest Corporate Social Media Fails for Every Major Medium
The job screening process of the today: Drug screening? Passed. Background check? Passed. Credit report? Passed. Social media background check? Errrr…ummmm…social media background check? We knew it was only a matter of time and that time has come. Human resource…
Why Gross Margins Differ Between Industries
Every industry faces a different challenge with regards to consumer, their suppliers and costs to acquire or make goods. As a result, gross margins can vary greatly from industry to industry. I tackle the concept of gross margins, what are…
Sick of Credit Card Offers, Opt Out! Phone solicitations too!
gggggrrrrrrrrrhhhhhhhaaaaaaaaaawwwwwwwwaaaaaaaahhhhhhhhhrrrrrrrrrrrrummm. That is my best impression of my paper shredder, which is working overtime ever since I started cleaning up the mail. I can’t count the number of offers I get for Chase Freedom, or Capital One, or American Express.…
What’s the Average Family Budget?
Even professional football players need to budget. There is no x-amount of dollars in income you can earn that will one day alleviate the task. The easy part is totaling how much money there is to spend. The inevitable question…
