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What Does Fitness Have to Do with Finance?

July 16, 2014

At first blush, you might not see the correlation between your health and your finances, but they are very closely related. Many people today are unhealthy. Perhaps they are overweight or they are eating the wrong types of food. Maybe they don’t exercise as much as they should, and they might have a sedentary lifestyle that keeps them in a chair most of the time. This describes many people across the country. When people are younger, these things do...

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5 Basic Principles of Effective Money Management

July 14, 2014
5 Basic Principles of Effective Money Management

Effective money management is an important skill that everyone must learn to be able to live a financially stable and independent life. Many people are having difficulties in managing their money because they lack the right guiding principles that make-up an effective and efficient financial management strategy. The following principles are the basic concepts of effective money management that you need to learn and incorporate in your life.   # 1. Spend Less Than Your What You’re Earning The...

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Two Tips for Paying Off Your Credit Card Debt

July 3, 2014

If you find that you have more credit card debt than you would like, you know it’s time to start making more of an effort to pay then off. Getting out of debt will be a great feeling, but many people feel intimidated when it comes to their debt. They see how much it is and don’t think they can ever chip away at that mountain. With some perseverance, a bit of sacrifice, and the right tips, it will...

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Watching for Signs of the Next Recession

June 30, 2014

The economy operates in cycles. Usually, the economy will expand for a few years before growth slows down and eventually even starts to contract. Once the economy starts to contract, we are said to be in a recession, or potentially even a depression. Layoffs, market declines, and other turbulence can occur any time, but the risks are especially high during a recession. As such, watching for signs of a recession is vital. Of course, even the best-trained economists can’t...

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Should I Invest In Bitcoin?

June 30, 2014

Bitcoin has been attracting a lot of attention among investors and financial experts, good and bad. In this short article, we will introduce Bitcoin for people who haven’t been following its development closely, and will also help you decide if it’s a good investment. Bitcoin was created in 2009 by a computer hacker working under the name Satoshi Nakamoto. The creator wanted to create an alternative to traditional currencies backed by national governments. Instead, a community of computer users...

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Deal with Your Money Crunch Situation Effectively – 5 Tips To Help

June 30, 2014

Are you one who constantly feels that you’re barely scraping through even though the income levels of your family look rather good on paper? If yes, then you’re not the only one going through the same. This is essentially something that’s being experienced by most middle-class families across the nation. It’s true all these families have their annual income quite a few notches above the median household income, yet they still have unpaid bills. Saving is something they’re unable...

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Choosing the Right College Degree by Focusing on in Demand Skills

June 30, 2014

The last recession hit younger generations particularly hard. After decades of a college degree all but guaranteeing a decent job, many college graduates found themselves entering a tough job market. As many as one in two college graduates have been working in a job that does not make use of their education. You might find yourself studying away for four years, and spending tens of thousands of dollars on a degree, only to find yourself graduating and working at...

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Taking care of your household finances by staying away from debt

December 13, 2013

Taking care of your household finances by staying away from debt According to recent reports, the cost of raising a child has catapulted by nearly 50% within the last decade. Nowadays, parents should predict to shell out about $230,000 on each child who’s between the age of 18. This can certainly be a huge amount of money but hance when you consider fooding, shelter, clothing and education, apart from the aspects of raising a child, you can see your...

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How To Reduce Household Expenses

December 13, 2013

Managing a home incorporates managing family finance. However, it can prove to be a challenging task especially where one lacks the services of a nanny. In times of economic difficulties, everyone would want to put a smile on their faces despite the imminent challenges. Static expenses, would, in any way though, have to be settled. So how exactly can we manage to put a smile on our faces? Well, the best strategy is to cut down on household expenses....

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Simple Tips for Buying a House that Suit your Requirements

December 8, 2013

When it comes to renting versus buying a home, each has its benefits and shortcoming. However the benefits of buying your own house outweigh those of renting a home. Purchasing your own house is an exciting experience especially if you are a first time buyer. It is a dream comes true to most people. Nevertheless, being a homeowner isn’t that easy, you will have to consider maintaining it in order to keep its market value. On the other hand,...

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